This website is operated by Express Commission Australia Pty Ltd ABN 52127295176 (“EC”). By using this site or downloading information from it:

• You acknowledge that you have read EC’s Privacy Policy and this Legal Disclaimer and our Terms of Service carefully before using this site.
• You agree to be bound by all  these documents. If you do not agree you may not use the site or down load any information from it.

Third Party Links

This website contains links to other websites. We do not evaluate or endorse and are not responsible for the privacy or internet security practices or the content or products and services described on these other websites. Before using any products or services from these linked websites you should thoroughly investigate them before using them at your own risk and you waive any actions or claims against EC in regard to anything arising from your use of a third party website.

User Postings

Where you provide advertisements for jobs or for a product or service you covenant that you will not post or publish on the site any materials or information that may:

• Infringe on the commercial or intellectual property, privacy or rights of another party.
• Constitute false or misleading statements.
• Be threatening, libellous, defamatory, obscene or invasive of another’s privacy.
• Encourage conduct that would constitute a criminal offence.
• Contain spam or computer viruses or files or programs that are designed to interrupt, destroy or limit the functionality of the site or our services.

EC does not, and cannot, review all the information posted on the site by users and is not responsible for such information. You agree to fully indemnify EC for any alleged or actual damages caused by EC’s publication of your postings. EC reserves the right to refuse to post and the right to remove any information, in whole or in part, for any reason, or for no reason.

Cookies

The site uses cookies to keep track of your visits. Cookies may be used to deliver content specific to your interests. Your computer browser allows you to turn off cookies.

Security

The site has security measures in place to protect the loss, misuse and alteration of the information under our control. While we seek to protect your personal information, we cannot ensure or warrant the security of any information you transmit, or you do so at your own risk. When using the site and services you must not use any device, software or routine or attempt to interfere with the proper working of the site. You may not take action that imposes an unreasonable or disproportionately large workload on the site’s infrastructure.

Certain areas of this website are accessible only through  the issue of user identification and passwords. If you have been assigned a password and user ID, you are responsible for maintaining the security and confidentiality of your password and the information contained in the restricted areas.

Choice /Opt out

EC does not rent, sell or share users personal information with third parties except as outlined in our privacy policy. You may opt out of receiving communications from us about the services available on the site by clicking the unsubscribe link on our emails.

Disclaimer & Indemnity

The information contained on this website is a general guide only. EC accepts no liability whatsoever for any loss, damage or expense suffered by any person as a result of reliance being placed on or accessing the information in this web site.

We do not guarantee continuous, uninterrupted or secure access to the site and our services. Operation of the site and services may be interfered with by numerous factors outside our control.

The views expressed on the site do not necessarily represent our views nor those of our employees, directors, agents or affiliates.

EC reserves the right to change the content of this website without notice.

By agreeing to our terms of service and using the site or our services you indemnify us against any action, liability, claim, loss, damage, proceeding, expense (including legal costs) arising from or related to:

• your breach or non observance of any term of this agreement.
• any breach or inaccuracy in any of your representations or warranties.
• any action brought by any third party which relates to all or part of the content.

Warning to seek independent advice

The product information contained on this web site is a general guide only. EC recommend you obtain appropriate advice from an accountant or business advisor before proceeding with any transaction involving EC.

Warranties or Representations

EC has made every effort to ensure information on this website is accurate and free from errors and omissions. However EC does not warrant the accuracy, adequacy or completeness of the information.

Information on this website has been prepared without taking into account your financial position, needs or objectives. Consequently EC does not warrant the suitability of the information for your purposes. EC strongly recommends that you seek independent legal, financial and/or accounting information before acting on any information on this web site.

Authority to conduct a factoring  business

Express Commission are solely and exclusively in the business of offering factoring and confidential invoice discounting arrangements as per Class Order 04/239 issued by the Australian Securities and Investment Commission (effective 10/3/2004). EC does not provide loans for consumer purposes.

Copyright

Copyright in the information contained on this website subsists under the Copyright Act 1968. It is owned by EC unless otherwise stated. All rights reserved. 

Trademarks

The logos for Express Commission and Express Agents News are the intellectual property of EC. The EC logos may not be used without the permission of EC.

Notices

Except as expressly stated otherwise, any notices to EC should be sent to Express Commission Australia Pty Ltd,  P.O. Box 2087, Wattletree Road Post Office, Malvern East, Vic. 2087.

Governing Law

The laws of the State of Victoria govern our terms of service, privacy principals and this statement of our legal position. By using this website or our service you and EC agree to submit to the exclusive jurisdiction of the courts of the State of Victoria and to the Federal Court of Australia sitting in Victoria.

Contacting us

Contact details are contained in the contact us section.